Written by Kaloian Parchev
Last Updated: March 2026
Effective Date: 21 August 2022
This is our Privacy Policy. Please read it carefully before using this website.
By accessing or using https://growsmartincome.life/ (the “Site”), you consent to the practices described in this Privacy Policy. This Privacy Policy, together with our Terms of Use and Disclaimer and Disclosure Policy, describes the personal information we collect through the Site, how we collect and use that information, and the circumstances under which it may be shared with third parties.
The Site is owned and operated by Grow Smart Income / Kaloian Parchev (“us”, “we”, or “our”). By using the Site, you explicitly accept, without limitation or qualification, our practices around the collection, use, and sharing of personal information as described in this Privacy Policy. If you do not agree with these terms, please do not access or use this Site.
We encourage you to review this Privacy Policy periodically to stay informed about how we handle your personal information.
Data Controller
For the purposes of applicable data protection legislation (including the EU General Data Protection Regulation, “GDPR”), the data controller is Kaloian Parchev, contactable at hello @ growsmartincome . life
What Personal Information We Collect
We may collect personal information from you when you use the Site. The types of information we collect include:
- information you provide to us directly (e.g., through forms, comments, or email);
- information collected automatically during your use of the Site (e.g., IP address, browser type, pages visited);
- information about the device used to access the Site, your approximate geographic location, and data acquired from third-party integrations.
This information, alone or combined with other data, may identify you as an individual (“personal information”). Examples include your name, email address, or IP address.
Information You Provide Directly
Contact Form and Comments
If you submit a message through our contact form, leave a comment on a post, or otherwise communicate with us, we collect the information you voluntarily provide, such as your name, email address, and message content.
Newsletter Subscription
If you subscribe to our email newsletter, we collect your email address and, optionally, your name. We use this information to send you newsletters, updates, and occasional promotional content related to the Site. Every email we send includes an “Unsubscribe” link, and you may opt out at any time. Your email address may be shared with our email service provider (e.g., beehiiv) solely for the purpose of delivering the newsletter.
Account Registration
If the Site offers account registration features, we may collect your name, username, email address, and password. We may also collect additional data you provide voluntarily, such as survey responses or social media profile information.
Information Collected Automatically
As you navigate the Site, we and our third-party service providers may automatically collect certain information using cookies and similar technologies, including:
- data about your visits to the Site, including pages viewed, time spent, traffic sources, and referring URLs;
- technical data about your device and internet connection, including browser type, operating system, screen resolution, and IP address;
- approximate geographic location derived from your IP address.
Cookies and Tracking Technologies
A cookie is a small data file stored on your device by your web browser. We use cookies and similar technologies for the following purposes:
- Essential cookies — to enable core Site functionality such as authentication and security;
- Analytics cookies — to understand how visitors interact with the Site, using tools such as Google Analytics;
- Preference cookies — to remember your settings and personalize your experience;
- Advertising cookies — to display relevant advertisements based on your browsing behavior.
You can control or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of the Site.
We use Google Analytics to analyze Site usage. Google Analytics collects data through cookies in accordance with Google’s privacy policy, which you can review here: https://www.google.com/policies/privacy/
How We Use Your Information
We use the information we collect for the following purposes:
- to operate, maintain, and improve the Site and its features;
- to deliver newsletters and other communications you have subscribed to;
- to analyze usage trends and preferences in order to improve user experience;
- to personalize content and recommendations;
- to detect, prevent, and address fraud, security issues, or technical problems;
- to contact you for administrative or customer service purposes;
- to comply with applicable legal obligations.
Legal Basis for Processing (GDPR)
If you are located in the European Economic Area (EEA), we process your personal information based on the following legal grounds:
- Consent — where you have given clear consent for us to process your personal information for a specific purpose (e.g., subscribing to our newsletter);
- Legitimate interests — where processing is necessary for our legitimate interests (e.g., improving the Site, analytics) and your rights do not override those interests;
- Legal obligation — where processing is required to comply with applicable laws.
When We Share Your Information
We do not sell your personal information. We may share your information with third parties only in the following circumstances:
- Service providers — we use third-party services (e.g., WordPress, Google Analytics, email service providers) that may have access to your information solely for the purpose of performing services on our behalf;
- Legal requirements — when required to do so by law, regulation, legal process, or governmental request;
- Protection of rights — when necessary to enforce our Terms of Use, protect our rights or safety, or investigate potential violations.
We are not responsible for the privacy practices of third-party websites or services linked from this Site. We encourage you to review their respective privacy policies.
Data Storage and International Transfers
Your personal information may be transferred to and stored at locations outside the European Economic Area (EEA). Where such transfers occur, we take reasonable steps to ensure that your information is treated securely and in accordance with this Privacy Policy and applicable data protection laws, including the use of standard contractual clauses or other appropriate safeguards where required.
Data Retention
We retain your personal information only for as long as is necessary to fulfill the purposes for which it was collected, including to satisfy any legal, accounting, or reporting requirements. When personal information is no longer required, we will securely delete or anonymize it.
How We Protect Your Information
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Data transmitted to and from the Site is encrypted using SSL/TLS technology.
However, no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security. Any transmission of personal information is at your own risk.
Your Rights
Depending on your location and applicable laws (including the GDPR), you may have the following rights with respect to your personal information:
- Right of access — to request a copy of the personal information we hold about you;
- Right to rectification — to request correction of inaccurate or incomplete information;
- Right to erasure — to request deletion of your personal information, subject to certain legal exceptions;
- Right to restrict processing — to request that we limit how we use your information;
- Right to data portability — to receive your personal information in a structured, commonly used, and machine-readable format;
- Right to object — to object to our processing of your personal information based on legitimate interests;
- Right to withdraw consent — where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of prior processing.
To exercise any of these rights, please contact us at hello @ growsmartincome . life — we will respond within 30 days.
Children’s Privacy
This Site is not directed at individuals under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected information from a child, please contact us immediately and we will take steps to delete such information.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The most recent version will always be posted on the Site with the “Last Updated” date at the top of this page. If we make material changes to how we handle your personal information, we will make reasonable efforts to notify you. Your continued use of the Site after any changes constitutes your acceptance of the updated Privacy Policy.
Contact Information
If you have any questions about this Privacy Policy, wish to exercise your data protection rights, or need to update your personal information, please contact us at hello @ growsmartincome . life